Introduction: The Insurance Industry is a Giant Casino
At its heart, the insurance industry is a giant casino.
Chapter 1: How Does Insurance Work Anyway?
In 1896 there were only four automobiles in the whole of the USA. Somehow two of them ran into each other in St. Louis. That year in Great Britain, 44-year-old Bridget Driscoll was the first ever pedestrian to be knocked down and killed by a car.
Chapter 2: How To Get The Best Deal On Your Car Insurance
The cost of car insurance has risen steadily over the past few years — and it’s only going to keep going up as more and more cars fill our roads.
Chapter 3: What To Do At The Scene Of An Accident
If you’ve been in a car accident, the most important thing is to make sure everyone is okay and out of the car. If not, call the Emergency Services on 999 or 112 from a mobile phone.
Chapter 4: Whose Fault Is It Anyway?
There is a critical distinction between an at-fault and non-fault accident. Whether your accident is categorised as at-fault or non-fault will have a significant effect on the financial outcome.
Chapter 5: What To Do After An Accident
I make no apology for beginning this chapter with an order — because it’s advice that could save you thousands of pounds, many hours, and a lot of stress.
Chapter 6: How To Deal With Uninsured Drivers
Around 5% of all vehicles on the road in the UK are uninsured. That’s around 1.2 million uninsured vehicles sharing the roads with you.
Chapter 7: How Your Lawyer Will Navigate Your Claim
If you’ve had an accident, I’m hoping you’ve now taken the first step and instructed your own specialist lawyer.
Chapter 8: What Happens If We Go To Court?
Worst case scenario: the insurance companies might decide to deny your claim completely.